954-767-9662
Of Counsel
Location:
Location: Fort Lauderdale, Florida
Phone: 866-220-8442
Phone: 954-767-9662
Fax: 954-764-4502
Email: Email Me
Meet Hector E. Lora. Hector E. Lora is a highly accomplished attorney who specializes in navigating complex commercial litigation and compliance. With extensive experience in trial and appellate practice, Hector has built a reputation for providing strategic legal solutions to lenders, servicers, debt collectors, and businesses across various industries. From defending clients in federal and state enforcement actions to guiding them through intricate real estate disputes and regulatory compliance, Hector combines sharp legal acumen with a client-focused approach to deliver exceptional results.
Areas of Expertise
Hector represents a diverse range of clients, including lenders, servicers, debt collectors, and debt buyers, in a variety of litigation matters such as:
- Mortgage Foreclosure and Title Actions: Handling complex mortgage foreclosure cases, quiet title actions, and disputes involving federal statutes such as TILA (Truth in Lending Act), RESPA (Real Estate Settlement Procedures Act), TCPA (Telephone Consumer Protection Act), FDCPA (Fair Debt Collection Practices Act), and Florida’s FCCPA (Florida Consumer Collection Practices Act).
- Bankruptcy Litigation: Advocating for creditors in contested bankruptcy proceedings.
- Commercial Collections: Representing purchasers of accounts receivable, factoring companies providing revenue-based financing to small and mid-sized businesses, and creditors in collection actions.
- Landlord-Tenant Disputes: Managing both commercial and residential eviction matters.
Broad Litigation Experience
With over a decade of litigation experience, Hector has defended clients in civil enforcement actions filed by the Federal Trade Commission (FTC). He has also litigated:
- Real Estate Disputes: Including contract disputes, partition actions, and contested foreclosure cases involving mortgages and condominium liens.
- UCC Article 9 Foreclosures: Enforcing security interests under the Uniform Commercial Code.
Compliance Advisory Services
Beyond litigation, Hector provides businesses with strategic advice on complying with federal and state consumer protection laws, including:
- Federal Regulations:
- Federal Trade Commission Act
- Telephone Consumer Protection Act (TCPA)
- Telemarketing and Consumer Fraud and Abuse Prevention Act
- Telemarketing Sales Rule
- CAN-SPAM Act (Controlling the Assault of Nonsolicited Pornography and Marketing Act)
- Florida-Specific Laws: Counseling on state regulations governing telephone solicitation and communication.
Education and Admissions
Hector earned his Juris Doctor from Georgetown University Law Center and graduated with honors from the University of Florida with his undergraduate degree.
He is licensed to practice law in Florida and is admitted to practice before several federal courts, including:
- United States District Courts for the Southern and Middle Districts of Florida,
- District of Arizona, and
- Central District of Illinois.
Comprehensive Advocacy and Guidance
Hector’s deep understanding of both litigation and compliance provides his clients with a powerful combination of legal representation and preventive strategies. His commitment to excellence ensures that businesses and individuals alike receive informed, effective legal solutions tailored to their needs.
